Disciplined. Thorough. Consistent.

Another thing you should know and understand about us is this: we are committed to a systematic, disciplined approach to investment planning. We are never blown about by the latest market fear, fad or folly. Seventy-five years of combined experience has shown us over and over to have a disciplined approach to investing – that is, doing the research, analysis, evaluation, and performance monitoring – which may produce investment portfolios that are well positioned to meet or beat the market benchmarks, through good markets or bad.

Knowing how to do the hard work, and being willing to do it, is critical to creating and maintaining a portfolio that performs as effectively for you as it should. We believe we do the hard work very well. Our analysis and evaluation of the investment products we select for our clients is thorough and demanding; the monitoring of those products once they’re in your portfolio is constant and rigorous. We will always strive to give you our best, honest advice on investments within your risk tolerance. 

What we can offer you?

Service.  We are in a service industry.  Our team is dedicated to providing you with the best possible service.

When you call us, you always get a human and never a call center.  Our business cards have our direct phone numbers on them.  If we can't answer, Donna Constantino will and offer to either help, take a message, or transfer you to voice mail - it's your decision.  When you leave a message we will return your call as soon as possible.

Focus. We are not financial planners but investment advisors.  Our job is to know each client’s financial and estate needs, as well as gather an understanding of investment comfort levels and risk tolerances. The result is a plan and process with a goal to maximize returns while minimizing risk, based on the asset allocation customized to your approval.

Commitment. Once we design and implement a plan, we monitor the portfolio and provide a quarterly report card, which gives a clear and concise evaluation of the investments. The report card includes a performance report, explanations, and recommendations. Further, we update and rebalance your portfolio annually.

Communication.   It is important for us to stay in contact with you, in good times as well as bad.  We are always available to you, and are proactive in keeping you appraised of your account and market changes.